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Protect Your Small Business When Hurricane Season Strikes
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Protect Your Small Business Clients When Hurricane Season Strikes

hurricane

30 Aug Protect Your Small Business Clients When Hurricane Season Strikes

Posted at 16:47h in Commercial Property by
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As we enter into the middle of hurricane season in Louisiana, we want you and your small business clients to be properly insured and prepared. 

The first step is making sure you have an adequate policy in place. At Lane & Associates, we have several highly rated commercial property markets to insure against the damages caused from storms.

If you are looking to expand your clients coverage, we also offer business interruption coverage. A business interruption policy will help you for ongoing expenses when a peril keeps the office closed for an extended period of time.

Review your client’s’ insurance policies to make sure they have the appropriate coverage for hurricane and storm-related damage. As hurricane season approaches, make it a normal part of your business practice to perform a complete insurance checkup.

In addition to making sure your business is fully covered to protect against storms and hurricanes, it’s best practice to utilize hurricane preparedness tools like the ones offered by: NOAA, Ready.Gov and LDI to keep you and your employees safe and prepared.   

When it comes to being prepared for a hurricane, here are some key takeaways to remember:

  • Stay updated – make sure you are tracking the storm and following news alerts for your area. Know the difference between watches and warnings.
  • Confirm emergency contacts – update your emergency contact list and ensure you have all staff’s most recent “in case of emergency” contact information.
  • Unplug – if a storm is predicted to land and you are expecting potential wind or rain water damages, unplug your non-essential office equipment.
  • Protect your records – store important company documents in a safe location, or make sure everything is backed up online.
  • Secure the building – lock and secure all doors and board windows if necessary.
  • Evacuate in time – make sure your employees are able to get home safely and that they have time to evacuate the area if necessary.

 

Contact Lane & Associates today to safeguard your client’s businesses. In these ever-changing times of climate and insurance, remember Lane & Associates, Inc. is here for you.  

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Karen Bivona is a Lane & Associates underwriter! She underwrites, quotes and services general liability accounts for contractor risks, including our online Artisan Contractor General Liability Program. She has worked with the company for more than 35 years.

Jonathan Whitaker is a Lane & Associates underwriter. One of his favorite parts about his job is the relationships and friendships he's able to extend beyond work. He enjoys golf, traveling, Saints football and spending time with his family.

Marie Hohensee is Lane & Associates Vice President of Commercial Underwriting and assists the commercial underwriters in making sound and profitable decisions in placing business for our customers, as well as underwriting her own book of business. She’s originally from California but has called Louisiana her home for more than 25 years and has been working in insurance for more than 30 years!

Brandy Lane is an Underwriting Assistant at Lane & Associates. Brandy's favorite part of her job is helping the underwriters so we can promptly get things to our agents! Brandy's hobbies include spending time with her friends, trying new restaurants and seeing live music.

Scott Landry is the president of Lane & Associates, an advocate of continuing education and has his CPCU, ASLI, AIS, AU, and AIDA. Scott is active in the insurance community, serving on Commissioner Donelon's Surplus Lines Insurance Advisory Council, The Louisiana Property and Casualty Insurance Commission and the Louisiana Surplus Lines Association. Some of Scott's hobbies include gardening and exercising.

Casey Lane is a Lane & Associates underwriter. His favorite part of his job is building relationships with the agents he serves. When he's not at Lane, Casey enjoys Saint's football, music and watching his four children's sporting events.

Chris Weego is a Lane & Associates underwriter. His favorite thing about working at Lane are his coworkers and the amazing agents he gets to work with. When he's not working, Chris enjoys playing golf, watching his kids play sports and cheering on the Chicago Cubs!

Don Lundy is a Lane & Associates Texas underwriter. Recently, he completed his CPCU designation after 15 years of off-and-on classes. When he's not working, Don enjoys photography, Star Wars, the Atlanta Braves and watching his son bowl.