Need Garage Liability? 

Bind with Lane.

Designed to protect against a variety of liabilities regularly faced by dealers and repair shops, our garage liability policies cover a large array of different service risks.

Our target classes range from small to medium-sized and include:

  • Auto Dealers – Private Passenger Autos
  •  General Auto Maintenance and Repair – Private Passenger Autos
  •  Heavy Truck Sales
  •  Heavy Truck Repair
  •  Upholstery Shops


Who Benefits?

This coverage is ideal for businesses with physical locations such as a garage, parking lot or storage area used to repair or store vehicles.

  • Automotive repair shops
  • Tow or impound lots

  • Muffler shops
  • Transmission shops

  • Dealerships

Liability limits up to $1,000,000/$3,000,000

In-house physical damage/garage-keepers lot limit up to $1,000,000 with higher limits available

Now Serving Texas

Bind With


Need Garage Insurance? 

Bind with Lane.



Auto Dealers – Private Passenger Autos

General Auto Maintenance and Repair – Private Passenger Autos

Heavy Truck Sales

Heavy Truck Repair

Upholstery Shops

Coverage Limits
Covered Autos Liability $1,000,000
General Liability BI and PD $1,000,000
Damage to Premises Rented to You $300,000
Personal and Advertising Injury $1,000,000
General Liability Aggregate $3,000,000
Products and Work You Perform Aggregate $3,000,000
Locations and Operations Medical Payments $5,000
Acts, Errors or Omissions Liability $50,000
Auto Medical Payments $5,000
In-House Physical Damage Lot Limit $1,000,000*
In-House Garagekeepers Lot Limit $1,000,000*
Per auto limit (less than 26,000 lbs. GVW) $65,000
Per auto limit (26,000 lbs. GVW or greater) $150,000
False Pretense $50,000
Garagekeepers In-Transit $150,000**

Minimum Premiums: $500 for Service Risks, $750 for Dealers

Karen Bivona is a Lane & Associates underwriter! She underwrites, quotes and services general liability accounts for contractor risks, including our online Artisan Contractor General Liability Program. She has worked with the company for more than 35 years.

Jonathan Whitaker is a Lane & Associates underwriter. One of his favorite parts about his job is the relationships and friendships he's able to extend beyond work. He enjoys golf, traveling, Saints football and spending time with his family.

Marie Hohensee is Lane & Associates Vice President of Commercial Underwriting and assists the commercial underwriters in making sound and profitable decisions in placing business for our customers, as well as underwriting her own book of business. She’s originally from California but has called Louisiana her home for more than 25 years and has been working in insurance for more than 30 years!

Brandy Lane is an Underwriting Assistant at Lane & Associates. Brandy's favorite part of her job is helping the underwriters so we can promptly get things to our agents! Brandy's hobbies include spending time with her friends, trying new restaurants and seeing live music.

Scott Landry is the president of Lane & Associates, an advocate of continuing education and has his CPCU, ASLI, AIS, AU, and AIDA. Scott is active in the insurance community, serving on Commissioner Donelon's Surplus Lines Insurance Advisory Council, The Louisiana Property and Casualty Insurance Commission and the Louisiana Surplus Lines Association. Some of Scott's hobbies include gardening and exercising.

Casey Lane is a Lane & Associates underwriter. His favorite part of his job is building relationships with the agents he serves. When he's not at Lane, Casey enjoys Saint's football, music and watching his four children's sporting events.

Chris Weego is a Lane & Associates underwriter. His favorite thing about working at Lane are his coworkers and the amazing agents he gets to work with. When he's not working, Chris enjoys playing golf, watching his kids play sports and cheering on the Chicago Cubs!

Don Lundy is a Lane & Associates Texas underwriter. Recently, he completed his CPCU designation after 15 years of off-and-on classes. When he's not working, Don enjoys photography, Star Wars, the Atlanta Braves and watching his son bowl.