Garage Liability | Lane & Associates | Over 60 Skilled Trades
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Need Garage Liability? 

Bind with Lane.

Designed to protect against a variety of liabilities regularly faced by dealers and repair shops, our garage liability policies cover a large array of different service risks.

Our target classes range from small to medium-sized and include:

  • Auto Dealers – Private Passenger Autos
  •  General Auto Maintenance and Repair – Private Passenger Autos
  •  Heavy Truck Sales
  •  Heavy Truck Repair
  •  Upholstery Shops


Who Benefits?

This coverage is ideal for businesses with physical locations such as a garage, parking lot or storage area used to repair or store vehicles.

  • Automotive repair shops
  • Tow or impound lots

  • Muffler shops
  • Transmission shops

  • Dealerships

Liability limits up to $1,000,000/$3,000,000

In-house physical damage/garage-keepers lot limit up to $1,000,000 with higher limits available

Now Serving Texas

Bind With


Need Garage Insurance? 

Bind with Lane.



Auto Dealers – Private Passenger Autos

General Auto Maintenance and Repair – Private Passenger Autos

Heavy Truck Sales

Heavy Truck Repair

Upholstery Shops

Covered Autos Liability$1,000,000
General Liability BI and PD$1,000,000
Damage to Premises Rented to You$300,000
Personal and Advertising Injury$1,000,000
General Liability Aggregate$3,000,000
Products and Work You Perform Aggregate$3,000,000
Locations and Operations Medical Payments$5,000
Acts, Errors or Omissions Liability$50,000
Auto Medical Payments$5,000
In-House Physical Damage Lot Limit$1,000,000*
In-House Garagekeepers Lot Limit$1,000,000*
Per auto limit (less than 26,000 lbs. GVW)$65,000
Per auto limit (26,000 lbs. GVW or greater)$150,000
False Pretense$50,000
Garagekeepers In-Transit$150,000**

Minimum Premiums: $500 for Service Risks, $750 for Dealers

Meet Casey Lane Jr., one of our Underwriters! When he's out of the office, Casey enjoys watching Saint's football, listening to music and cheering on his four children at their sporting events. His favorite part of his job is building relationships with the agents he serves. Fun fact: you're not just seeing double, Casey is a twin!

Meet Chris Weego, one of Lane & Associates' Underwriters. Chris' favorite part about working at Lane is working with his coworkers and our agents. When he's not working, Chris enjoys playing golf, hanging out with his two dogs, Wrigley & Fox, watching his kids play sports, and cheering on the Chicago Cubs!

Meet Don Lundy, Lane & Associates’ newest Underwriter. Don’s favorite part of his position is the ability to efficiently serve our agents so that they can provide service to their clients. Outside of the office, Don enjoys photography and watching his son bowl. A fun fact about Don is that his favorite movie is the Star Wars series!