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Commercial Property - Lane & Associates | Bind with Lane
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Need Commercial Property?

Bind with Lane.

We protect businesses from minor setbacks to major financial losses. We provide competitive rates and excellent coverage for monoline commercial property.

Businesses can get wind coverage for property in all areas above the Intracoastal Waterway.

Target Classes

    • Restaurants
    • Retail Stores
    • Churches
    • LRO
    • Convenience Stores
    • Strip Malls
    • Retail Properties
    • Office Buildings
    • Vacant Buildings
    • And Many More.

Limits & Deductibles

    • Property limits up to $3m TIV wind — in-house
    • Deductibles vary by location

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What coverages are available?

  • Wind/Hail
  • Inland Marine
  • Business Personal Property
  • Business Income
  • Spoilage
  • Equipment Breakdown

Now Serving Texas

Bind With

Lane

We understand the struggles of dealing with a competitive property market. When accuracy and time are factored in, it’s important you get all of the information needed upfront. But don’t worry, at Lane & Associates, we can help you COPE!

CONSTRUCTION

Verification of the construction type prior to binding will prevent any issues when the inspection is reviewed. Some buildings will have multiple types and a percentage of each should be noted.

 

Building construcion types:

  • Frame = wood construction
  • Joisted Masonry = unreinforced concrete block masonry
  • Non-Combustible = light metal frame
  • Masonry Non-Combustible = reinforced masonry
  • Fire Resistive = reinforced concrete with metal studs

 

Know your square footage. This will help us make sure the property valuation is reasonable. Understand the age of your property. When were the systems updated (electrical, plumbing, HVAC, roof)

OCCUPANCY

What will the building be used for? What type of occupant will use the space? List all occupancies if it is a multi-use building. Be sure to confirm if any flammables are being stored.

PROTECTION

Look for promising safety features in the property such as: sprinkler systems, alarms and fire extinguishers.

EXPOSURES

What uncontrollable exterior hazards is the space susceptible to that will have a negative impact in the long-term?

Learn more about these four pillars of property insurance and how Lane can help you COPE with your property submission.

Commercial Property

Karen Bivona is a Lane & Associates underwriter! She underwrites, quotes and services general liability accounts for contractor risks, including our online Artisan Contractor General Liability Program. She has worked with the company for more than 35 years.

Jonathan Whitaker is a Lane & Associates underwriter. One of his favorite parts about his job is the relationships and friendships he's able to extend beyond work. He enjoys golf, traveling, Saints football and spending time with his family.

Marie Hohensee is Lane & Associates Vice President of Commercial Underwriting and assists the commercial underwriters in making sound and profitable decisions in placing business for our customers, as well as underwriting her own book of business. She’s originally from California but has called Louisiana her home for more than 25 years and has been working in insurance for more than 30 years!

Brandy Lane is an Underwriting Assistant at Lane & Associates. Brandy's favorite part of her job is helping the underwriters so we can promptly get things to our agents! Brandy's hobbies include spending time with her friends, trying new restaurants and seeing live music.

Scott Landry is the president of Lane & Associates, an advocate of continuing education and has his CPCU, ASLI, AIS, AU, and AIDA. Scott is active in the insurance community, serving on Commissioner Donelon's Surplus Lines Insurance Advisory Council, The Louisiana Property and Casualty Insurance Commission and the Louisiana Surplus Lines Association. Some of Scott's hobbies include gardening and exercising.

Casey Lane is a Lane & Associates underwriter. His favorite part of his job is building relationships with the agents he serves. When he's not at Lane, Casey enjoys Saint's football, music and watching his four children's sporting events.

Chris Weego is a Lane & Associates underwriter. His favorite thing about working at Lane are his coworkers and the amazing agents he gets to work with. When he's not working, Chris enjoys playing golf, watching his kids play sports and cheering on the Chicago Cubs!

Don Lundy is a Lane & Associates Texas underwriter. Recently, he completed his CPCU designation after 15 years of off-and-on classes. When he's not working, Don enjoys photography, Star Wars, the Atlanta Braves and watching his son bowl.