Not If, But, When A Cyber Loss Occurs. - Lane & Associates
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Not If, But, When A Cyber Loss Occurs.

danger, cyber loss

Not If, But, When A Cyber Loss Occurs.

With the number of ransomware and data-breach cases increasing daily, it’s more important than ever to invest in cyber security, train employees on security awareness and purchase cyber insurance to reduce your company’s overall risk of loss.  

A cyber loss is much like jury duty, it is not an “if” but a “when.”

There are three main ways for you and your clients to protect themselves and minimize the exposure to a cyber loss:

  • Cyber Security — The first step in protecting your company from cyber loss is understanding the risks both internally and externally. Your IT provider should be a cyber security expert and your main partner in identifying threats. Basic steps that all companies should be taking include, but are not limited to: keeping software patches updated, using strong passwords and updating them every 90 -120 days, maintaining strong endpoint security for devices accessing your systems remotely, and finally, encrypting all sensitive data.
  • Security Awareness — Every business needs to build and invest in a “human firewall.”  It is estimated that 95 percent of all security incidents involve human error.  Businesses must educate employees on how to identify and avoid phishing attacks and other forms of social engineering.  
    • When in doubt about the validity of an email, best practice is to call the sender (if they are known) to verify. When in doubt, throw it out!  
    • At Lane & Associates, we use KnowB4 ( for our own security awareness training.
  •  Cyber Insurance — Every business that has customer records should have a cyber-insurance policy in place to help transfer the cost of a cyber loss to an insurer. Cyber policies, in addition to providing first- and third-party coverage, should contain links to educational information on how the insured can protect themselves and specific contact details to engage professional breach response services.   


At Lane & Associates, we have several markets that offer comprehensive and affordable cyber insurance. Contact us today to see how we can help to protect your clients from the inevitable cyber threats and potential cyber loss.

Karen Bivona is a Lane & Associates underwriter! She underwrites, quotes and services general liability accounts for contractor risks, including our online Artisan Contractor General Liability Program. She has worked with the company for more than 35 years.

Jonathan Whitaker is a Lane & Associates underwriter. One of his favorite parts about his job is the relationships and friendships he's able to extend beyond work. He enjoys golf, traveling, Saints football and spending time with his family.

Marie Hohensee is Lane & Associates Vice President of Commercial Underwriting and assists the commercial underwriters in making sound and profitable decisions in placing business for our customers, as well as underwriting her own book of business. She’s originally from California but has called Louisiana her home for more than 25 years and has been working in insurance for more than 30 years!

Brandy Lane is an Underwriting Assistant at Lane & Associates. Brandy's favorite part of her job is helping the underwriters so we can promptly get things to our agents! Brandy's hobbies include spending time with her friends, trying new restaurants and seeing live music.

Scott Landry is the president of Lane & Associates, an advocate of continuing education and has his CPCU, ASLI, AIS, AU, and AIDA. Scott is active in the insurance community, serving on Commissioner Donelon's Surplus Lines Insurance Advisory Council, The Louisiana Property and Casualty Insurance Commission and the Louisiana Surplus Lines Association. Some of Scott's hobbies include gardening and exercising.

Casey Lane is a Lane & Associates underwriter. His favorite part of his job is building relationships with the agents he serves. When he's not at Lane, Casey enjoys Saint's football, music and watching his four children's sporting events.

Chris Weego is a Lane & Associates underwriter. His favorite thing about working at Lane are his coworkers and the amazing agents he gets to work with. When he's not working, Chris enjoys playing golf, watching his kids play sports and cheering on the Chicago Cubs!

Don Lundy is a Lane & Associates Texas underwriter. Recently, he completed his CPCU designation after 15 years of off-and-on classes. When he's not working, Don enjoys photography, Star Wars, the Atlanta Braves and watching his son bowl.