Need Inland Marine Coverage? Bind with Lane - Lane & Associates
As landscape gardening and lawn care professionals get to work this spring, they must be protected. Weed out risk with Lane & Associates.
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Need Inland Marine Coverage? Bind with Lane

inland marine

Need Inland Marine Coverage? Bind with Lane

inland marine

Inland Marine insurance is property coverage for material, products or equipment that moves or is transportable. Inland Marine insurance helps cover the costs to repair or replace the damaged property due to events like theft, fire, wind, hail, or water damage. This type of coverage may also protect against losses caused by accidents or mishandling. 

Our experts can quote, bind and quickly issue Inland Marine coverages, including Builder’s Risk, Scheduled Contractor’s Equipment, Motor Truck Cargo, Misc Floaters, Oil and Gas Equipment and Medical Diagnostic and Scientific Equipment. With premiums starting as low as $750, we provide coverages on admitted and non-admitted paper to better serve you and your clients.

Examples include:

Misc Floaters

  • Manufacturers or distributors who have property en route to and from, and on display at fairs, exhibitions, and conventions
  • Organizations with outside salespeople who carry sample merchandise
  • Country clubs’ lawn maintenance equipment and golf carts
  • Merchants or organizations that sponsor exhibits
  • Morticians’ equipment used away from the premises
  • Athletic team uniforms and equipment
  • Colleges, clubs, churches, and lodges that own uniforms and equipment
  • Municipalities’ fire department equipment, radios, etc. 


Oil & Gas Equipment

  • Oil well drilling, workover, and servicing tools and equipment.
  • Automatic coverage for expenses that are often overlooked such as Debris Removal, Pollution Clean-Up, Fire Department Service, and Crime Reward.
  • Coverage for loss of drilling compounds while at a drilling or workover site up to $5,000.
  • No exclusions for floods or earthquakes, which means better coverage and a more competitive product.
  • Automatic Acquisition Coverage form eliminates the need to endorse the policy for schedule changes, which lowers servicing expenses and ensures that even your newest property is covered (subject to a newly acquired limit).


Medical Diagnostic Equipment

  • X-ray equipment
  • Computer Assisted Tomography (CAT) scanners
  • Nuclear Magnetic Resonance Imaging (NMR) equipment
  • Magnetic Resonance Imaging (MRI) equipment
  • Positron Emission Tomography (PET) scanners
  • Ultrasound equipment


Motor Truck Cargo

  • Earned Freight Charges – Up to $2,500 separate from other Limits of Insurance
  • Debris Removal Expenses – Up to $5,000 separate from other Limits of Insurance
  • Reloading Expenses – Up to $5,000 separate from other Limits of Insurance
  • “Transit” is defined to include ordinary, reasonable, and necessary stops, interruptions, delays, or transfers incidental to the route and method of shipment
  • “Loading” & “Unloading” – Included when immediately adjacent to the transporting conveyance
  • Coverage endorsements that address a number of specialized operations, including Auto Haulers, Couriers, and others


With competitive rates and excellent coverage, you can gain peace of mind and property protection when you bind with Lane. Learn more about Lane’s Inland Marine coverage today!

Meet Casey Lane Jr., one of our Underwriters! When he's out of the office, Casey enjoys watching Saint's football, listening to music and cheering on his four children at their sporting events. His favorite part of his job is building relationships with the agents he serves. Fun fact: you're not just seeing double, Casey is a twin!

Meet Chris Weego, one of Lane & Associates' Underwriters. Chris' favorite part about working at Lane is working with his coworkers and our agents. When he's not working, Chris enjoys playing golf, hanging out with his two dogs, Wrigley & Fox, watching his kids play sports, and cheering on the Chicago Cubs!

Meet Don Lundy, Lane & Associates’ newest Underwriter. Don’s favorite part of his position is the ability to efficiently serve our agents so that they can provide service to their clients. Outside of the office, Don enjoys photography and watching his son bowl. A fun fact about Don is that his favorite movie is the Star Wars series!