Brokerage Classes
- Coastal Commercial Properties from $500,000 TIV up to $6,000,000 TIV
- Contractors with sales over $1,000,000
- Restaurants
- Dealers Open Lot Coverage
- Marine General Liability
- Freight Forwarders Liability
- Marine Cargo
- Ocean Marine Cargo
- Warehouse and Terminals
- Builder’s Risk
- Large Schedules of Contractors Equipment
- Allied Healthcare
- Assisted Living Facilities
- Adoption and Foster Agencies
- Chiropractors
- Med Spas
- Skilled Nursing
- Residential Care Facilities
- Hospice Centers
- Independent Living Facilities
- Pharmacies
- Surgical Centers
- Senior Apartments
- Medical Staffing Agencies
- Outpatient Hospice
- Adult, Respite and Developmentally Disabled Day Care
- Home Health Providers
- Specialized Medical Facilities (clinics, labs, and rehabs)
- Excess Casualty (Follow Form)
- Commercial and Residential Contractors
- Property Owners, LRO and Premises Exposures
- Restaurants, Bars and Taverns
- Habitational Risks
- Up to $5 Million limits
- Apartments
- Condominium and Homeowner Associations
- Hotels and Motels
- Land Owners
- Lessor’s Risks
- Distributors – products manufactured in the US
- Professional Liability
- Accountants
- Law Enforcement
- Advertising Agencies
- Engineers and Architects
- Audit Services
- Financial Planners
- Insurance Agents
- Consultants
- Crane Inspectors
- Freight Forwarders
- Staffing Agencies
- Lawyers with firms up to 35 Lawyers
- Intellectual Property
- Mass Tort / Class Action
- Plaintiff Litigation
- Real Estate
- Wills, Estate, & Trust
- Real Estate Professionals
- Appraisers
- Agents and Brokers
- Escrow Agents
- Mortgage Brokers
- Property Managers
- Title Agents
- Commercial Property over $2 Million in Values
- EIFS Contractors
- Roofing Contractors over $1 million in sales with 5 years of prior loss history
- Swimming Pool Contractors over $1 million in sales with 5 years of prior loss history
- Energy Contractors
- Oil & Gas Contractors
- Solar Energy Contractors
- Wind Energy Contractors
- Amusement Centers
- Firearms Training
- Go Karting
- Martial Arts Training/Schools
- Trampoline Park
- Inflatable Rentals
- Pest Control
- Portable Toilet Rentals
- Restoration Contractors
- Life Sciences
- Blood and Tissue Banks
- Clinical Trials
- Medical Devices
- Nutraceuticals and Cosmetics
- Pharmaceuticals
- Hemp and Cannabis
- Discontinued Products
- Electronic Cigarettes & Tobacco Products
- Firearms Sales
- Vacant Buildings
Farm Liability
Markets for farm premises and product liability for cattle, crop, pick-your-own, hobby, urban and aquaculture farms
$750 minimum premium
Cyber, Privacy & Media
CPM is not simply an amended professional liability policy. Instead, it is a policy designed specifically for the wide range of cyber, privacy & media risks faced by all companies in today’s electronic trading environment.
$850 minimum premium
Bind With
Lane
At Lane & Associates, we have several markets that offer comprehensive and affordable cyber insurance.
CYBER LOSS
CYBER INSURANCE – Every business that has customer records should have a cyber-insurance policy in place to help transfer the cost of a cyber loss to an insurer.
SECURITY AWARENESS – Every business needs to build and invest in a “human firewall.” It is estimated that 95 percent of all security incidents involve human error. Businesses must educate employees on how to identify and avoid phishing attacks and other forms of social engineering.
CYBER SECURITY
- Keep software patches updated
- Use strong passwords & update them every 90-120 days
- Maintain strong endpoint security for devices accessing your systems remotely
- Encrypt all sensitive data
The dark web, through its underground network of hackers and thieves, is constantly changing tactics to attack potential victims from different angles. We encourage you and your clients to protect your businesses beyond a cyber insurance policy.
