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Liability Coverages for General Contractors

Liability Coverages for General Contractors, Expand Your Business This Summer

07 Aug Liability Coverages for General Contractors

Posted at 20:19h in Artisan Contractors, Coverage, Lane & Associates, LARS by
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Liability Coverages for General Contractors, Expand Your Business This Summer

Liability coverage is available on a monoline or package basis for residential and/or commercial general contractors with administrative or managerial responsibility for new construction or remodeling projects and who exercise supervisory control of operations, whether direct or indirect, performed by employees and subcontractors in a variety of trades.

Commercial General Liability coverages available: 

  • Primary limits up to $1 million per occurrence and $2 million aggregate 
  • Excess or umbrella limits available 
  • Medical payments coverage included — $5,000 limit 
  • Blanket Additional Insured when required in a valid written contract
  • Blanket Waiver of Subrogation when required in a valid written contract 
  • Primary and Noncontributory Endorsement
  • Per project aggregate 
  • Contractors’ Pollution Coverage is available for additional costs
  • Ability to cover uninsured subs (with some carriers)
  • Ability to cover risks from $50,000 in sales to $10,000,000 in sales
  • Residential General Contractors are limited to the number of homes worked on in a single project or development
  • Work should be done within the state of domicile
  • Prior Experience is required
  • New Ventures are Acceptable

Contact your Lane & Associates underwriter to discuss the best options available for the General Contracting risks.

Karen Bivona is a Lane & Associates underwriter! She underwrites, quotes and services general liability accounts for contractor risks, including our online Artisan Contractor General Liability Program. She has worked with the company for more than 35 years.

Jonathan Whitaker is a Lane & Associates underwriter. One of his favorite parts about his job is the relationships and friendships he's able to extend beyond work. He enjoys golf, traveling, Saints football and spending time with his family.

Marie Hohensee is Lane & Associates Vice President of Commercial Underwriting and assists the commercial underwriters in making sound and profitable decisions in placing business for our customers, as well as underwriting her own book of business. She’s originally from California but has called Louisiana her home for more than 25 years and has been working in insurance for more than 30 years!

Brandy Lane is an Underwriting Assistant at Lane & Associates. Brandy's favorite part of her job is helping the underwriters so we can promptly get things to our agents! Brandy's hobbies include spending time with her friends, trying new restaurants and seeing live music.

Scott Landry is the president of Lane & Associates, an advocate of continuing education and has his CPCU, ASLI, AIS, AU, and AIDA. Scott is active in the insurance community, serving on Commissioner Donelon's Surplus Lines Insurance Advisory Council, The Louisiana Property and Casualty Insurance Commission and the Louisiana Surplus Lines Association. Some of Scott's hobbies include gardening and exercising.

Casey Lane is a Lane & Associates underwriter. His favorite part of his job is building relationships with the agents he serves. When he's not at Lane, Casey enjoys Saint's football, music and watching his four children's sporting events.

Chris Weego is a Lane & Associates underwriter. His favorite thing about working at Lane are his coworkers and the amazing agents he gets to work with. When he's not working, Chris enjoys playing golf, watching his kids play sports and cheering on the Chicago Cubs!

Don Lundy is a Lane & Associates Texas underwriter. Recently, he completed his CPCU designation after 15 years of off-and-on classes. When he's not working, Don enjoys photography, Star Wars, the Atlanta Braves and watching his son bowl.