Insuring Your Habitational Risks - Lane & Associates
post-template-default,single,single-post,postid-17645,single-format-standard,ajax_fade,page_not_loaded,,qode-child-theme-ver-1.0.0,qode-theme-ver-16.0.1,qode-theme-bridge,wpb-js-composer js-comp-ver-5.4.7,vc_responsive

Insuring Your Habitational Risks

Habitational risks, New multi-family block with balconies and bright facade decorated with wood paneling.

Insuring Your Habitational Risks

Go to Lane – Your home for Habitational Risks!

Lane & Associates has several competitive markets for Property and Liability coverage on Short Term Rentals, Dwellings (tenant occupied) and Apartments. Coverage is available on a monoline or package basis for one-to-four family dwellings and vacation rentals, apartment buildings or complexes with five or more units, apartment hotels, and boarding or rooming houses.


Coverage available:

  • Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate
  • Medical payments coverage included — $5,000 limit
  • Hired and non-owned auto
  • Excess or umbrella limits up to $25,000,000


Coverage available:

Limits up to $3,000,000 per risk location (in-house)

  • Building
  • Business personal property
  • Business income
  • Basic, broad or special form
  • Replacement cost or actual cash value
  • Inland marine
  • Equipment breakdown
  • Accounts receivable
  • Computer equipment
  • Outside signs
  • Valuable papers


Coverage available:

  • Inside the premises — theft of money and securities
  • Inside the premises — robbery or safe burglary of other property
  • Outside the premises

Contact Lane & Associates today for fast, competitive quotes and top-rate service!

Meet Casey Lane Jr., one of our Underwriters! When he's out of the office, Casey enjoys watching Saint's football, listening to music and cheering on his four children at their sporting events. His favorite part of his job is building relationships with the agents he serves. Fun fact: you're not just seeing double, Casey is a twin!

Meet Chris Weego, one of Lane & Associates' Underwriters. Chris' favorite part about working at Lane is working with his coworkers and our agents. When he's not working, Chris enjoys playing golf, hanging out with his two dogs, Wrigley & Fox, watching his kids play sports, and cheering on the Chicago Cubs!

Meet Don Lundy, Lane & Associates’ newest Underwriter. Don’s favorite part of his position is the ability to efficiently serve our agents so that they can provide service to their clients. Outside of the office, Don enjoys photography and watching his son bowl. A fun fact about Don is that his favorite movie is the Star Wars series!