Insuring Your Habitational Risks - Lane & Associates
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Insuring Your Habitational Risks

Habitational risks, New multi-family block with balconies and bright facade decorated with wood paneling.

Insuring Your Habitational Risks

Go to Lane – Your home for Habitational Risks!

Lane & Associates has several competitive markets for Property and Liability coverage on Short Term Rentals, Dwellings (tenant occupied) and Apartments. Coverage is available on a monoline or package basis for one-to-four family dwellings and vacation rentals, apartment buildings or complexes with five or more units, apartment hotels, and boarding or rooming houses.


Coverage available:

  • Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate
  • Medical payments coverage included — $5,000 limit
  • Hired and non-owned auto
  • Excess or umbrella limits up to $25,000,000


Coverage available:

Limits up to $3,000,000 per risk location (in-house)

  • Building
  • Business personal property
  • Business income
  • Basic, broad or special form
  • Replacement cost or actual cash value
  • Inland marine
  • Equipment breakdown
  • Accounts receivable
  • Computer equipment
  • Outside signs
  • Valuable papers


Coverage available:

  • Inside the premises — theft of money and securities
  • Inside the premises — robbery or safe burglary of other property
  • Outside the premises

Contact Lane & Associates today for fast, competitive quotes and top-rate service!

Karen Bivona is a Lane & Associates underwriter! She underwrites, quotes and services general liability accounts for contractor risks, including our online Artisan Contractor General Liability Program. She has worked with the company for more than 35 years.

Jonathan Whitaker is a Lane & Associates underwriter. One of his favorite parts about his job is the relationships and friendships he's able to extend beyond work. He enjoys golf, traveling, Saints football and spending time with his family.

Marie Hohensee is Lane & Associates Vice President of Commercial Underwriting and assists the commercial underwriters in making sound and profitable decisions in placing business for our customers, as well as underwriting her own book of business. She’s originally from California but has called Louisiana her home for more than 25 years and has been working in insurance for more than 30 years!

Brandy Lane is an Underwriting Assistant at Lane & Associates. Brandy's favorite part of her job is helping the underwriters so we can promptly get things to our agents! Brandy's hobbies include spending time with her friends, trying new restaurants and seeing live music.

Scott Landry is the president of Lane & Associates, an advocate of continuing education and has his CPCU, ASLI, AIS, AU, and AIDA. Scott is active in the insurance community, serving on Commissioner Donelon's Surplus Lines Insurance Advisory Council, The Louisiana Property and Casualty Insurance Commission and the Louisiana Surplus Lines Association. Some of Scott's hobbies include gardening and exercising.

Casey Lane is a Lane & Associates underwriter. His favorite part of his job is building relationships with the agents he serves. When he's not at Lane, Casey enjoys Saint's football, music and watching his four children's sporting events.

Chris Weego is a Lane & Associates underwriter. His favorite thing about working at Lane are his coworkers and the amazing agents he gets to work with. When he's not working, Chris enjoys playing golf, watching his kids play sports and cheering on the Chicago Cubs!

Don Lundy is a Lane & Associates Texas underwriter. Recently, he completed his CPCU designation after 15 years of off-and-on classes. When he's not working, Don enjoys photography, Star Wars, the Atlanta Braves and watching his son bowl.