Garage Liability: Protecting Automotive Business

Garage Liability: Key to Safeguarding Automotive Business, Need Garage Insurance? Bind with Lane!

Garage Liability: Protecting Automotive Business

For businesses responsible for important, costly assets like car dealerships and repair shops, robust insurance coverage isn’t just an option – it’s a necessity. At Lane & Associates, we recognize the unique challenges faced by those in the automotive industry. That’s why we offer comprehensive garage liability insurance tailored to protect these enterprises. Learn about the essential role of this coverage, who benefits and how we go the extra mile to protect your automotive clients.


What Is Garage Liability Insurance?

Garage liability insurance is crafted to shield dealerships and repair shops from the myriad of liabilities they encounter daily. This specialized insurance blends elements of both general liability and auto insurance, providing coverage against claims arising from operations and the use of vehicles on-site. Whether it’s a customer slipping on an oil spill at a workshop or damage during vehicle handling, garage liability insurance covers a broad spectrum of risks.


Who Needs Garage Liability Insurance?

This coverage is designed for businesses involving any form of vehicle storage, maintenance or sales. At Lane & Associates, our policy benefits a wide range of automotive-related operations, including:

  • Automotive Repair Shops
  • Muffler and Transmission Shops
  • Heavy Truck Sales and Repairs
  • Dealerships
  • Upholstery Shops
  • Tire Dealers and Service – new tires and private passenger autos only.


Coverage Details:

Lane & Associates’ garage liability insurance offers:

  • Liability limits: Up to $1,000,000/$3,000,000
  • In-house physical damage/garage-keepers lot limit: Up to $1,000,000, with higher limits available to meet specific business needs.
  • Minimum premiums: $500 for service risks and $750 for dealers

At Lane & Associates, we are not just about providing insurance – we’re about partnering with you to safeguard your clients. With our in-depth understanding of garage liabilities and a commitment to personalized service, we help navigate the complexities of insurance so your clients can focus on what they do best.

Ready to steer your clients toward a safer future? Visit our website today to learn more about our Garage Liability coverage or to get in touch with our specialists.

Karen Bivona is a Lane & Associates underwriter! She underwrites, quotes and services general liability accounts for contractor risks, including our online Artisan Contractor General Liability Program. She has worked with the company for more than 35 years.

Jonathan Whitaker is a Lane & Associates underwriter. One of his favorite parts about his job is the relationships and friendships he's able to extend beyond work. He enjoys golf, traveling, Saints football and spending time with his family.

Marie Hohensee is Lane & Associates Vice President of Commercial Underwriting and assists the commercial underwriters in making sound and profitable decisions in placing business for our customers, as well as underwriting her own book of business. She’s originally from California but has called Louisiana her home for more than 25 years and has been working in insurance for more than 30 years!

Brandy Lane is an Underwriting Assistant at Lane & Associates. Brandy's favorite part of her job is helping the underwriters so we can promptly get things to our agents! Brandy's hobbies include spending time with her friends, trying new restaurants and seeing live music.

Scott Landry is the president of Lane & Associates, an advocate of continuing education and has his CPCU, ASLI, AIS, AU, and AIDA. Scott is active in the insurance community, serving on Commissioner Donelon's Surplus Lines Insurance Advisory Council, The Louisiana Property and Casualty Insurance Commission and the Louisiana Surplus Lines Association. Some of Scott's hobbies include gardening and exercising.

Casey Lane is a Lane & Associates underwriter. His favorite part of his job is building relationships with the agents he serves. When he's not at Lane, Casey enjoys Saint's football, music and watching his four children's sporting events.

Chris Weego is a Lane & Associates underwriter. His favorite thing about working at Lane are his coworkers and the amazing agents he gets to work with. When he's not working, Chris enjoys playing golf, watching his kids play sports and cheering on the Chicago Cubs!

Don Lundy is a Lane & Associates Texas underwriter. Recently, he completed his CPCU designation after 15 years of off-and-on classes. When he's not working, Don enjoys photography, Star Wars, the Atlanta Braves and watching his son bowl.